What is Home Owners Insurance?
Home Owners Insurance is property insurance to help you financially protect yourself from losses from damage to the house, it's possessions. Besides protecting against those losses, home owners insurance also provides liability insurance to again help protect the home owner from financial issues that could arise due to accidents in the home or on the property.
Homeowners insurance is so important, if you do not have adequate insurance there may be some things that are not covered. This might be something that you would just "assume" is covered under a H/O policy, but if it has not been added, you will not be covered.
Making sure that you have the appropriate coverage for your home will give you the comfort and peace of mind that you won't have to worry if any damage is done, whether it is wind, hail, fire, or water, we will make sure you are covered. Appliances fail, that could mean water or fire damage. You want to make sure you have this coverage. Waterlines to your house in town fail or can freeze. You want to make sure that you are covered from the street to your house. These can be costly and if you have not added these coverages, you could be paying thousands for out-of-pocket fixes. These are just some examples of checking the right box for that peace of mind.
You purchase Home Owners Insurance as a package. By doing so, it helps to cover damages to your property as well as any legal responsibility, or liability in which you or your family may cause to someone else.
Contact DR Insurance of Hawley, Minnesota to find out more about our Home Owner Policies, or give us a call at 701-238-3924.
Insurance products for both Minnesota and North Dakota.